What I spend money on in 2020 — Looking at my transaction records
A data scientists yearly review
Many banks allow you to get a CSV dump of your transactions. I’ve downloaded my transaction data for this year and I will walk you through my analysis. I will only look at what I spend money on. I will not look at my income and I will not write about my savings plan/investments.
All code can be found on Github (link), in case you’re interested in Streamlit / Pydantic.
About me: The Data Generating Process
I’m Martin, an IT Consultant working in Munich (Germany). I’m 30 years old, in a long-term relationship. In my leisure time, I like to go bouldering (climbing), programming/data analysis, and playing board games. And blogging, of course. At the end of 2019, I’ve decided that I will thoroughly track my spending in 2020. I wrote down every single receipt and thus tracked what I spend money on. For this article, I will only have a look at what my bank tracked. I tried only to pay digitally this year, but some things are cash-only in Germany.